Electrical work comes with high risk and high responsibility. From wiring and lighting to complex commercial installations, one mistake or unexpected incident could lead to property damage, injury, or costly downtime. Whether you’re running a small residential operation or managing a full electrical contracting team, having the right insurance coverage in place is critical to keeping your business powered and protected.
At Sharp Insurance & Financial Services, we help electrical contractors across Kentucky, Ohio, and West Virginia—including Ashland, Russell, Flatwoods, Ironton, Huntington, Lexington, and Charleston—find reliable, affordable insurance tailored to their trade. Our goal is simple: protect your business, your tools, and your team so you can stay focused on your projects without worrying about unexpected shocks.
Electrical contractors face unique hazards — from live wires and power tools to job-site property exposure. That’s why our policies are built to protect against electrical-specific risks while keeping your business compliant and financially secure.
Protects you if a client or third party suffers injury or property damage due to your work, such as faulty wiring, electrical fires, or on-site accidents.
Covers your work vans, service trucks, and trailers used to transport tools and materials to job sites.
Provides coverage for employee injuries from electrical shocks, falls, or accidents on the job—covering medical expenses and lost wages.
Covers tools like meters, drills, ladders, conduit benders, and generators if they’re lost, stolen, or damaged on-site or in transit.
Protects your office, storage units, and materials against fire, theft, or storm damage.
Covers claims related to design errors, installation mistakes, or faulty wiring that may cause system failure or financial loss to a client.
Adds an extra layer of coverage beyond your primary liability limits for large or unexpected claims.
Helps you attract and retain skilled employees while protecting their well-being. We offer group health, dental, vision, and life insurance options for plumbing businesses of all sizes.
We’re here to help you protect your business from the ground up. At Sharp Insurance & Financial Services, we proudly serve Kentucky, Ohio, and West Virginia, offering expert local support and coverage you can trust.
Mon | 09:00 am – 05:00 pm | |
Tue | 09:00 am – 05:00 pm | |
Wed | 09:00 am – 05:00 pm | |
Thu | 09:00 am – 05:00 pm | |
Fri | 09:00 am – 05:00 pm | |
Sat | Closed | |
Sun | Closed |
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