At Sharp Insurance & Financial Services, we help individuals, families, and businesses across Kentucky, Ohio, and West Virginia find affordable health coverage. Whether you’re in Ashland, Russell, Flatwoods, Ironton, Huntington, or nearby, our team makes it simple to compare plans and choose the right protection for doctor visits, prescriptions, and unexpected medical costs. With the right coverage in place, you can focus on your health knowing you’re protected.
Get affordable health coverage through the ACA Marketplace with plans designed to fit your budget and healthcare needs. We help individuals and families across Kentucky, Ohio, and West Virginia find the right plan for doctor visits, prescriptions, and preventive care.
We make it easy for seniors in Kentucky, Ohio, and West Virginia to fill the gaps in their Medicare coverage. Our Medicare supplement plans help cover out-of-pocket costs like deductibles and coinsurance so you can access the care you need with confidence. We offer a range of plan options, including Plan A, Plan F, High Deductible Plan F, Plan G, High Deductible Plan G, and Plan N, giving you flexible choices to match your healthcare needs and budget.
Protect your smile and your sight with flexible dental and vision insurance plans. We help individuals and families across Kentucky, Ohio, and West Virginia keep up with routine care and manage unexpected costs. Click here to get a quote and buy your plan now.
Protect yourself and your family from the financial impact of a cancer diagnosis with a lump-sum benefit that can be used however you need — from medical bills and travel expenses to household costs. We help clients across Kentucky, Ohio, and West Virginia find affordable stand-alone cancer policies that provide peace of mind during difficult times.
Get financial protection in the event of a heart attack or stroke with coverage that pays a lump sum directly to you upon diagnosis. This coverage helps with medical expenses, recovery costs, and income replacement. We offer flexible options for clients throughout Kentucky, Ohio, and West Virginia, and policies can also be combined with cancer insurance for comprehensive critical illness protection.
Long-term care coverage helps protect your savings from the high cost of extended care services that regular health insurance or Medicare may not cover. We assist clients in Kentucky, Ohio, and West Virginia with planning ahead for nursing home care, assisted living, in-home care, and other ongoing support needs. This type of coverage ensures you can access quality care without placing a financial burden on your family, giving you peace of mind for the future.
Hospital indemnity plans pay cash benefits directly to you for hospital stays, surgeries, or other inpatient services — regardless of your existing health insurance coverage. This added layer of protection helps cover deductibles, copays, transportation, lodging, and other unexpected expenses. It’s an affordable way for residents of Kentucky, Ohio, and West Virginia to reduce out-of-pocket costs and protect their financial health during a hospital stay.
Support your employees and strengthen your business with affordable group health coverage. We help small and mid-sized businesses across Kentucky, Ohio, and West Virginia design benefit packages that include medical, dental, vision, and supplemental options. Group health plans can improve employee retention, attract top talent, and provide essential protection for your team — all while offering potential tax advantages for your business.
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