Running a remodeling business means balancing project deadlines, job-site safety, client expectations, and costly materials—all while working in unpredictable environments. From property damage and job-site injuries to theft or equipment breakdowns, even one unexpected incident can create major financial setbacks. That’s why the right insurance coverage isn’t just a safeguard—it’s essential to keeping your remodeling business running smoothly.
At Sharp Insurance & Financial Services, we specialize in helping remodeling contractors across Kentucky, Ohio, and West Virginia—including Ashland, Russell, Flatwoods, Ironton, Huntington, and Charleston—protect their work with affordable, tailored insurance solutions. Whether you handle full home renovations, kitchen remodels, or commercial build-outs, we’ll help safeguard your business, employees, and tools from everyday risks.
Remodelers face a mix of on-site and client-related risks that standard business insurance often doesn’t fully cover. That’s why our contractor policies are designed to protect your equipment, materials, crew, and completed work from unexpected losses or liability claims.
Protects your business if a client or third party is injured on the job site, or if property damage occurs during remodeling work.
Covers trucks, vans, and trailers used to transport materials, employees, and equipment between job sites.
Provides coverage for medical costs and lost wages if an employee is injured on the job, helping you stay compliant and protect your crew.
Covers portable tools, saws, drills, compressors, and other equipment against theft, fire, or damage while on the job or in transit.
Protects your office, workshop, or storage space—and everything inside—from fire, theft, vandalism, or storm damage.
Helps protect against claims of faulty workmanship, project delays, or design errors that may lead to financial loss for your client.
Provides additional coverage beyond your standard liability policies in case of major claims or lawsuits.
Helps you attract and retain skilled employees while protecting their well-being. We offer group health, dental, vision, and life insurance options for plumbing businesses of all sizes.
We’re here to help you protect your remodeling business. At Sharp Insurance & Financial Services, we proudly serve Kentucky, Ohio, and West Virginia, offering expert guidance and local support you can trust. Whether you remodel homes or commercial spaces, our team is ready to help you protect what you’ve built.
Mon | 09:00 am – 05:00 pm | |
Tue | 09:00 am – 05:00 pm | |
Wed | 09:00 am – 05:00 pm | |
Thu | 09:00 am – 05:00 pm | |
Fri | 09:00 am – 05:00 pm | |
Sat | Closed | |
Sun | Closed |
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