Running a plumbing business means dealing with high-pressure systems, unpredictable job sites, and tight deadlines — often in customers’ homes or businesses. From water damage and property claims to employee injuries or stolen tools, even one mistake or accident can become costly. The right insurance coverage helps protect your plumbing business so you can stay focused on what you do best — keeping the water flowing.
At Sharp Insurance & Financial Services, we specialize in helping plumbing contractors across Kentucky, Ohio, and West Virginia — including Ashland, Russell, Flatwoods, Ironton, Huntington, Lexington, and Charleston — protect their tools, vehicles, employees, and reputation. Whether you’re an independent plumber or manage a full service team, we’ll help you find the right coverage to fit your business.
Plumbers face daily risks — from burst pipes to job-site injuries — that standard business insurance doesn’t fully cover. Our contractor policies are built to protect your business from financial loss and help you stay compliant with local and state requirements.
Covers property damage and bodily injury caused by your work — like water leaks, burst pipes, or job-site accidents.
Covers your service vans, trucks, and trailers used for transporting tools and equipment to job sites.
Covers medical bills and lost wages if an employee is injured while cutting pipe, soldering, or working in confined spaces.
Protects your office, workshop, and stored equipment from fire, theft, vandalism, or storm damage.
Protects wrenches, pipe threaders, drain machines, leak detectors, and other tools from theft, loss, or damage — whether at the shop, in your vehicle, or on-site.
Helps cover claims if a client alleges your work caused financial damage — like a faulty installation leading to a major leak or water damage.
Adds extra protection beyond your base liability limits for large claims or lawsuits.
Helps you attract and retain skilled employees while protecting their well-being. We offer group health, dental, vision, and life insurance options for plumbing businesses of all sizes.
We’re here to help you protect your plumbing business and your employees. At Sharp Insurance & Financial Services, we proudly serve Kentucky, Ohio, and West Virginia, providing expert guidance and local support you can trust.
Mon | 09:00 am – 05:00 pm | |
Tue | 09:00 am – 05:00 pm | |
Wed | 09:00 am – 05:00 pm | |
Thu | 09:00 am – 05:00 pm | |
Fri | 09:00 am – 05:00 pm | |
Sat | Closed | |
Sun | Closed |
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