Sharp Insurance & Financial Services
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    • Home
    • Lines of Insurance
      • Personal Insurance
      • Commercial Insurance
      • Life Insurance
      • Health Insurance
    • Blog
    • Industries We Serve
      • Trucking
      • Restaurant Insurance
      • Bakery & Café
      • Catering
      • Food Truck
      • Bar & Brewery
      • Contractor Insurance
      • Remodeling Contractor
      • Electrical Contractor
      • Plumbing Contractor
      • HVAC Contractor
      • Roofing Contractor
      • Cleaning & Janitorial
      • Landscaping & Lawn Care
  • Home
  • Lines of Insurance
    • Personal Insurance
    • Commercial Insurance
    • Life Insurance
    • Health Insurance
  • Blog
  • Industries We Serve
    • Trucking
    • Restaurant Insurance
    • Bakery & Café
    • Catering
    • Food Truck
    • Bar & Brewery
    • Contractor Insurance
    • Remodeling Contractor
    • Electrical Contractor
    • Plumbing Contractor
    • HVAC Contractor
    • Roofing Contractor
    • Cleaning & Janitorial
    • Landscaping & Lawn Care

Roofing Contractor Insurance in KY, OH, and WV

Roofing contractors face some of the highest risks in the trades. From ladder injuries to debris-related property damage, every job carries liability exposure. Whether you're doing residential shingle replacement, commercial roofing, tear-offs, or storm repair work, the right insurance protects your business, tools, vehicles, and employees.

Sharp Insurance & Financial Services proudly serves roofers across Kentucky, Ohio, and West Virginia, including Ashland, Russell, Flatwoods, Ironton, Huntington, Lexington, and Charleston.


Why Roofing Contractors Need Insurance

Roofers face daily risks such as:

  • Falling debris damaging homes or vehicles
     
  • Worker injuries from heights
     
  • Property damage during tear-offs
     
  • Equipment loss or theft
     
  • Customer lawsuits
     
  • Weather-related hazards
     
  • High liability exposure on every project
     

Insurance ensures your business can operate confidently and meet job requirements.

Roofing Contractor Coverage Options

Roofing contractors face some of the highest risks in the trades — from working at steep heights to handling heavy materials and hazardous tools. Our tailored policies are built to safeguard your business from costly liability claims, equipment theft, fall-related injuries, and job-site accidents.

General Liability Insurance

Protects you from claims of property damage or injuries caused during your work — like falling shingles, dropped tools, or debris-related accidents. 

Commercial Auto Insurance

Covers trucks and trailers used to haul ladders, shingles, tools, dump trailers, and materials. 

Workers’ Compensation Insurance

Required if you have employees. Covers injuries, medical bills, and lost wages from job-site accidents. 

Commercial Property Insurance

Protects your office, warehouse, or shop — along with your inventory and parts — from fire, theft, vandalism, or storm damage. 

Contractor’s Tools & Equipment Coverage

Protects nail guns, compressors, safety gear, tear-off tools, and other roofing equipment from theft, fire, or damage — on the job or in transit. 

Professional Liability (Errors & Omissions)

Covers claims related to improper installation or design errors that result in financial loss for a client. 

Umbrella Liability Insurance

Adds extra liability protection — highly recommended for roofing contractors. 

Group Life & Health Insurance

Helps you attract and retain skilled employees while protecting their well-being. We offer group health, dental, vision, and life insurance options for businesses of all sizes. 

Roofing Contractor Insurance Tips & Resources

Get a Free Roofing Contractor Insurance Quote

Fill out the form below and our team will reach out shortly!

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Sharp Insurance & Financial Services

We’re here to help protect your roofing business and your employees. At Sharp Insurance & Financial Services, we proudly serve Kentucky, Ohio, and West Virginia, offering expert local support and insurance solutions you can trust. 

Sharp Insurance & Financial Services

606-324-0696 ethan@sharpifs.com

Hours

Mon

09:00 am – 05:00 pm

Tue

09:00 am – 05:00 pm

Wed

09:00 am – 05:00 pm

Thu

09:00 am – 05:00 pm

Fri

09:00 am – 05:00 pm

Sat

Closed

Sun

Closed



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