Excavation Contractor Insurance in KY, OH & WV

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Helps protect your business if a client, customer, or third party is injured, or their property is damaged as a result of your work. General liability insurance can also help cover legal defense costs, settlements, and judgments related to covered claims, making it one of the most important coverages for contractors. 

Helps protect your office, warehouse, shop, or storage facility, along with covered business property, from losses caused by events such as fire, theft, vandalism, wind, or storms. This coverage can also help protect tools, equipment, inventory, and materials owned by your business. 

Provides medical benefits and wage replacement for employees who suffer work-related injuries or illnesses. Workers compensation coverage helps contractors meet state requirements while protecting their business from potentially costly workplace injury claims and lawsuits. 

Helps protect work trucks, vans, trailers, and other vehicles used for business against covered accidents, physical damage, and liability claims. Commercial auto insurance can also help cover injuries, property damage, and legal expenses resulting from accidents involving covered business vehicles. 

Provides an additional layer of liability protection above your general liability, commercial auto, and employers liability policies. Umbrella coverage can be especially important for contractors facing large claims, lawsuits, or contractual insurance requirements. 

Helps protect tools, equipment, and machinery that travel between job sites from covered losses such as theft, vandalism, and certain types of physical damage. Inland marine coverage can be especially valuable for excavation contractors who depend on costly equipment and attachments to keep projects moving forward. 

 Many contracting jobs require bonds to bid on or start a project. We make it simple to obtain performance bonds, payment bonds, bid bonds, and license bonds through our Surety Bond Portal, allowing contractors to quickly quote and secure many bonds online.  

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Offering employee benefits can help contractors attract and retain skilled workers in a competitive labor market. We can help businesses explore employee benefits solutions including group health insurance, dental and vision coverage, life insurance, disability insurance, and other benefit options designed to support their workforce.