Whether you're an owner-operator, a hotshot driver, or managing a growing fleet, trucking insurance is essential for staying compliant, protected, and profitable on the road. We help truckers secure the right coverage based on their truck type, driving history, cargo, and operating radius.

Sharp Insurance & Financial Services provides trucking insurance throughout Ohio, Kentucky, and West Virginia, and we also write trucking policies in Florida, Michigan, North Carolina, South Carolina, Pennsylvania, and Tennessee.

The trucking industry faces unique risks every day, including:

• Accidents and liability lawsuits
   
• Damage to your truck or trailer
   
• Lost or damaged cargo
   
• Loading/unloading incidents
   
• Breakdown of refrigeration units
   
• Non-trucking liability when off-dispatch
   
• Employee or co-driver injuries
   
• DOT and FMCSA compliance requirements

• Owner-operators
   
• New DOT authorities
   
• Small & mid-size fleets
   
• Hotshot trucking
   
• Local, regional & long-haul operations
   
• Dry van, flatbed, reefer
   
• Dump trucks, coal trucks, and aggregate haulers
   
• Car haulers
   

Having the right policy keeps your business operating smoothly and reduces financial risk.